There are many reasons why people run into problems with their credit cards. Whether they have difficulty paying their bills due to unexpected financial challenges, such as unemployment, or simply cannot make the minimum payments any more, credit card customers who are in this position could struggle to move forward. In addition to late fees that stem from delinquent payments and high interest rates, some people in Augusta and throughout Georgia have to deal with creditor harassment. As a result, anyone dealing with this should do everything they can to resolve the situation as soon as possible.
Although he experienced financial hardship after a divorce, one credit card user has been coping with an incredibly high interest rate despite attempting to shrink the debt he owes and making his monthly payments on time for four years. Even though the Credit CARD Act was put in place to protect customers, the bill's provisions have not done much to assist this man.